ABOUT THIS TEMPLATE

Use this personal monthly budget worksheet to track your projected and actual monthly
income and projected and actual cost.

Enter expenses incurred on various categories in respective tables.

Projected balance, actual balance, and difference are auto-calculated.

Note:

Additional instructions have been provided in column A in PERSONAL MONTHLY BUDGET

worksheet. This text has been intentionally hidden. To remove text, select column A, then
select DELETE. To unhide text, select column A, then change font color.

To learn more about tables in the worksheet, press SHIFT and then F10 within a table,
select the TABLE option, and then select ALTERNATIVE TEXT.
Create a Personal Monthly Budget in this worksheet. Helpful instructions on how to use this worksheet are in cells in this column. Arrow down to get started.

Tit PERSONAL MONTHLY BUDGET

Pro Income 1 PROJECTED BALANCE
PROJECTED ($895.00)
Extra income $300.00 (Projected income minus expenses)
MONTHLY INCOME
Pro Total monthly income $300.00 ACTUAL BALANCE
$3,064.00
(Actual income minus expenses)
Act Income 1 $4,000.00 DIFFERENCE
ACTUAL MONTHLY $3,959.00
Extra income $300.00 (Actual minus projected)
INCOME
Total monthly income $4,300.00

EntHOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference
Mortgage or rent $1,000.00 $1,000.00 $0.00 Night out $0.00
Phone $54.00 $100.00 -$46.00 Music platforms $0.00
Electricity $44.00 $56.00 -$12.00 Movies $0.00
Gas $22.00 $28.00 -$6.00 Concerts $0.00
Water and sewer $8.00 $8.00 $0.00 Sporting events $0.00
Cable $34.00 $34.00 $0.00 Live theater $0.00
Waste removal $10.00 $10.00 $0.00 Other $0.00
Maintenance or repairs $23.00 $0.00 $23.00 Other $0.00
Supplies $0.00 $0.00 $0.00 Other $0.00
Other $0.00 $0.00 $0.00 Subtotal $0.00
Subtotal -$41.00
LOANS Projected Cost Actual Cost Difference
Ente
TRANSPORTATION Projected Cost Actual Cost Difference Personal $0.00
Vehicle payment $0.00 Student $0.00
Bus/taxi fare $0.00 Credit card $0.00
Insurance $0.00 Credit card $0.00
Licensing $0.00 Credit card $0.00
Fuel $0.00 Other $0.00
Maintenance $0.00 Subtotal $0.00
Other $0.00
Subtotal $0.00 TAXES Projected Cost Actual Cost Difference
Federal $0.00
Ente
INSURANCE Projected Cost Actual Cost Difference State $0.00
Home $0.00 Local $0.00
Health $0.00 Other $0.00
Life $0.00 Subtotal $0.00
Other $0.00
Subtotal $0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
Retirement account $0.00
Ente
FOOD Projected Cost Actual Cost Difference Investment account $0.00
Groceries $0.00 Other $0.00
Dining out $0.00 Subtotal $0.00
Other $0.00
Subtotal $0.00 GIFTS AND DONATIONS Projected Cost Actual Cost Difference
Charity 1 $0.00
Ente
PETS Projected Cost Actual Cost Difference Charity 2 $0.00
Food $0.00 Charity 3 $0.00
Medical $0.00 Subtotal $0.00
Grooming $0.00
Toys $0.00 LEGAL Projected Cost Actual Cost Difference
Other $0.00 Attorney $0.00
Subtotal $0.00 Alimony $0.00
Payments on lien or judgment $0.00
Ente
PERSONAL CARE Projected Cost Actual Cost Difference Other $0.00
Medical $0.00 Subtotal $0.00
Hair/nails $0.00
TotClothing $0.00
TOTAL PROJECTED COST $1,195.00
Dry cleaning $0.00
Health club $0.00
TOTAL ACTUAL COST $1,236.00
Organization dues or fees $0.00
Other $0.00
TOTAL DIFFERENCE ($41.00)
Subtotal $0.00

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