AAdvantage

® Aviator® Red Mastercard® Statement

DELLA D COHEN | Account Ending 9837 | Statement Period 01/18/25 - 02/17/25 Page 1 of 7

Account Activity Payment Information

Previous Balance as of 01/18/25 $848.41 Statement Balance: $2,311.09

Payments - Thank You - $848.41 Minimum Payment Due: $29.00

Purchases + $2,311.09 Payment Due Date: 03/14/25

Fees Charged + $0.00 Late Payment Warning: If we do not receive your minimum payment by the

Interest Charged + $0.00 date listed above, you may have to pay a late fee of up to $40.00.

Statement Balance as of 02/17/25 = $2,311.09 Minimum Payment Warning: If you make only the minimum payment each

period, you will pay more in interest and it will take you longer to pay off your
APR Details begin on page 5 in the Interest Charge
balance. For example:
Calculation section.

Transaction details begin on page 3.

If you make no additional You will pay off the And you will end up
charges using this card balance shown on this paying an estimated
Credit Line and each month you pay… statement in about… total of…
Total Revolving Credit Line $36,000.00 Only the minimum
11 years $5,076.00
Includes $6,000.00 cash advance line payment

Available Revolving Credit Line $33,688.91

$3,096.00
as of 02/17/25 $86.00 3 years
(Savings = $1,980.00)
Available for cash advances $6,000.00

If you would like information about credit counseling services, please call 1-800-570-1403.

Miles Summary
Repayment information based on activity and APRs on your account as of the closing date.
Total Miles Sent to American Airlines
2,311 SEE INSIDE: You may have additional important messages inside.
AAdvantage Program

For details see page 5

Stay connected on the go

Download the Barclays US App for fast,

easy and secure access.

• Open your camera

• Scan this QR code

• Download the app

NOTICE: SEE REVERSE SIDE OR END OF STATEMENT FOR IMPORTANT INFORMATION

Payment Coupon Ways to pay: AviatorMastercard.com Barclays US App 1-866-928-3075

Statement Balance as of 02/17/25: (account ending 9837) $2,311.09

Minimum Payment Due: $29.00

Payment Due Date: 03/14/25

Your Statement Balance of $2,311.09 is scheduled to be paid on 03/14/25.

Amount Enclosed: $ ___ , ___ ___ ___ , ___ ___ ___ . ___ ___
Make check payable to Barclays. Allow 7-10 days for USPS delivery.

Barclays

PO BOX 60517
DELLA D COHEN
CITY OF INDUSTRY CA 91716-0517
2201 FINLEY AVE

WATERFORD MI 48329-3939

xxxxxxxxxxxx983700002900002311098
Important Information
Page 2 of 7

Information About Credit Bureau Reporting: We may report information about your Mobile: To download the Barclays US App, text MOBILE to 60956.

account to credit bureaus. Late payments, missed payments, or other defaults on your Phone: Call us at 1-866-928-3075 and we will process your payment.

account may be reflected in your credit report.

All payments made via web, mobile app or pay by phone by 11:59 p.m. ET will be credited

Annual Fee. If your account has an annual fee, it will be billed each year. We will give you to your account that same day.

advance notice on your billing statement prior to the assessment of the annual fee. You may

choose to call us at 1-866-928-3075 within 45 days of receiving such notice to discuss Overnight Payments: Send overnight courier service or U.S.P.S. Priority Mail payments to

alternative products that may be available or to close your account so that the fee will not REMITCO, Card Services, Lock Box 60517, 2525 Corporate Park, Suite 250, Monterey Park,

be billed. If your account is closed, any outstanding reward points or miles on your account CA, 91754. A payment received at this address by 5 p.m. PT that otherwise meets the

may be forfeited at that time. Payment of the annual fee does not affect our ability to close requirements of a conforming payment will be credited to your account that same day.

your account and/or to limit your transactions.

How We Will Calculate Interest. We use a method called “daily balance" (including new

Lost or Stolen Card: Your credit card is issued by Barclays Bank Delaware. If your card is purchases). We calculate interest separately for each “Balance Subject to Interest Rate.”

lost or stolen, please contact us immediately at 1-866-928-3075 at any time. These include for example, Purchases at the current rate, Balance Transfers at the current

rate, Cash Advances at the current rate, and different promotional balances. Your monthly

Payment Information: Each billing cycle, you must pay at least the Minimum Payment Due billing statement shows each “Balance Subject to Interest Rate.”

shown on your monthly statement by its Payment Due Date. Both the Minimum Payment

Due and Payment Due Date are noted on your statement and on your homepage when you To calculate interest, we first calculate a daily balance for each Balance Subject to Interest

login to AviatorMastercard.com. At any time you may pay more than the Minimum Payment Rate. We start with the balance, for that Balance Subject to Interest Rate, as of the end of

Due up to the full amount you owe us, however you cannot “pay ahead”. This means that if the previous day. We add any interest calculated on the previous day’s balance. (This means

you pay more than the required Minimum Payment Due in any billing cycle or if you make interest is compounded daily). We add any new Purchases, Balance Transfers or Cash

more than one payment in a billing cycle, you will still need to pay the next month’s Advances to the appropriate balance, subtract any new payments or credits from the

required Minimum Payment Due by your next Payment Due Date. Remember to make all appropriate balance, and make other adjustments. A credit balance is treated as a balance

checks payable to Barclays. Please allow 7 to 10 days for the U.S. Postal Service to of zero. We then multiply each daily balance by the applicable daily periodic rate. We do this

deliver your payment to us. Upon our receipt, your available credit may not be for each day in the billing period. That gives us the daily interest. We add up all the daily

increased by the payment amount for up to 7 days to ensure the funds from the bank interest for all of the daily balances to get the total interest for the billing period.

on which your payment is drawn are collected and not returned. When you provide a

check as payment on this Account, you authorize us to either use the information from your Accrual of Interest and How to Avoid Paying Interest on Purchases. Your due date is at

check to make a one-time electronic fund transfer from your account or to process the least 23 days after the close of each billing cycle. On Purchases, interest begins to accrue as

payment as a check transaction. When we use information from your check to make an of the transaction date. However, you can avoid paying interest if you pay your Purchases

electronic fund transfer, funds may be withdrawn from your account as soon as the same subject to interest (excluding Easy Pay Offers) plus any monthly Easy Pay Payment Amount in

day we receive your payment, and you will not receive your check back from your financial full by the Payment Due Date every month.

institution. For inquiries, please call 1-866-928-3075.

If you do not pay your Purchases subject to interest (excluding Easy Pay Offers) plus any

Mailed Payments: A conforming payment received by us by 5:00 p.m. PT will be credited to monthly Easy Pay Payment Amount by the due date each month, you will pay interest on

your account the day of receipt. A “conforming payment” is a payment that: 1) is mailed those purchases from the date they are posted to your account until the date you pay those

with the payment coupon included with this statement or printed from Purchases in full. When those Purchases (excluding Easy Pay Offers) are paid in full, your

AviatorMastercard.com to Barclays, P.O. Box 60517, City of Industry, CA 91716-0517; and next statement will include interest accrued from the first day of that statement period until

2) is in the form of a single, non-folded check or money order made payable in U.S. dollars the date your payment in full was received.

from a U.S. based institution. Any payment that does not meet these requirements, or any

payment with multiple checks or money orders, additional correspondence, staples, Purchases that are enrolled in an Easy Pay Offer will be charged interest in accordance with

paperclips, etc. will be considered a “non-conforming payment”, which may delay the the plan as disclosed at enrollment.

crediting of the payment for up to 5 days.

If you have Purchase balances with a 0% promotional APR, you can avoid paying interest on

those Purchase balances during the promotional period. (However, to avoid a late fee, pay
Other Payment Options:

Web: Visit AviatorMastercard.com to set up your payments. at least your Minimum Payment Due.)

Continued on Page 4

Change of address, name, phone, or email?

- Update this information by visiting our website on the back of your card.

- Telephone us by calling the number on the back of your card.

Please do not include any written communication in this space.

AAdvantage
® Aviator® Red Mastercard® Statement

DELLA D COHEN | Account Ending 9837 | Statement Period 01/18/25 - 02/17/25 Page 3 of 7

REMEMBER…YOU ALREADY SCHEDULED YOUR PAYMENT

This month your statement balance of $2,311.09 is scheduled to be paid on 03/14/2025. Thank you for taking advantage of our AutoPay system. It’s an easy

way to make your payment each month.

Please be advised that your payment will be adjusted up if the Minimum Payment Due on your statement exceeds the dollar amount you’ve selected or

down if your Current Balance is less than the dollar amount you’ve selected. This payment information is accurate as of your statement closing date. If you

need to make changes to your payment, you can do so until 7:00 p.m. ET on 03/14/2025. For more information on your Current Balance, please contact us

at 1-866-928-3075 or visit us online at AviatorMastercard.com.

Transactions

Transaction Date Posting Date Description Miles Amount

Payments

Feb 14 Feb 14 Payment Received PNC BANK, OHI N/A -$848.41

Total payments for this period N/A -$848.41

Purchase Activity for DELLA D COHEN card ending 9837

Jan 21 Jan 22 SQ *RANBOW COLORS INC Boca Raton FL 66 $66.00

Jan 27 Jan 27 Hand and Stone Massage Waterford Twp MI 70 $69.95

Jan 26 Jan 27 SW GRILL BOCA RATON FL 18 $18.19

Jan 31 Feb 02 IMA PLUS SLOTNICK LLC BocaRaton FL 2,075 $2,075.00

Feb 03 Feb 04 TST*FLAKOWITZ BAGEL IN Boca Raton FL 16 $15.95

Feb 12 Feb 13 SQ *RANBOW COLORS INC Boca Raton FL 66 $66.00

Total purchase activity for this period 2,311 $2,311.09

To see activity after this statement period, visit AviatorMastercard.com

Fees and Interest

Transaction Date Posting Date Description Amount

Fees Charged

No fees charged for this period $0.00

Total fees for this period $0.00

Interest Charged

No interest charged for this period $0.00

Total interest for this period $0.00

2025 Year-to-Date Totals

Total fees charged in 2025 $0.00

Total interest charged in 2025 $0.00
This Year-to-date summary reflects the Fees and Interest charged on billing statements with closing dates in 2025, and
does not reflect any subsequent fee and/or interest adjustments.

Visit AviatorMastercard.com or use the Barclays US App

 Page 4 of 7

If you have a 0% promotional APR offer(s) on your Account, you can avoid paying interest Your Rights If You Are Dissatisfied With Your Credit Card Purchases

on Purchases subject to interest without paying your Statement Balance in full. If this If you are dissatisfied with the goods or services that you have purchased with your credit

applies to your Account, you will see a Paragraph entitled "Avoiding Interest on Purchases card, and you have tried in good faith to correct the problem with the merchant, you may

(Grace Period) (Excluding Easy Pay Promotional Balances") appearing directly below the have the right not to pay the remaining amount due on the purchase.

Interest Charge Calculation section on the front of this Statement. This will show the

amount you can pay by the Payment Due Date and still avoid interest charges on your To use this right, all of the following must be true:

Purchases subject to interest balance. This amount may differ from your Statement Balance.

It may differ if you have certain promotional APR balances, and the nonpayment of these 1. The purchase must have been made in your home state or within 100 miles of your

balances will not affect your grace period on Purchases, provided you pay all other balances current mailing address, and the purchase price must have been more than $50.

on your account. (However, to avoid a late fee, pay at least your Minimum Payment Due.) (Note: Neither of these are necessary if your purchase was based on an advertisement

we mailed to you, or if we own the company that sold you the goods or services.)

For Balance Transfers, interest will accrue from the transaction date which generally will be 2. You must have used your credit card for the purchase. Purchases made with cash

the day the payee accepts the Check. For Cash Advances, interest will accrue from the advances from an ATM or with a check that accesses your credit card account do not

transaction date which generally will be the day you take the Cash Advance. Please note qualify.

that purchases of Cash Equivalents, which include money orders, travelers checks, foreign 3. You must not yet have fully paid for the purchase.

currency, lottery tickets, gambling chips and wire transfers, are treated as Cash Advances

and do not have a grace period. See your Cardmember Agreement for more information. If all of the criteria above are met and you are still dissatisfied with the purchase, contact us

in writing at:

Minimum Interest Charge: This fee, if imposed, appears in the Summary of Fees as a

“Minimum Interest Charge” or “Minimum Charge." Card Services

P.O. Box 8802

No Pre-Set Spending Limit: “No Pre-Set Spending Limit” does not mean unlimited Wilmington, DE 19899-8802.

spending, it means we may permit you from time to time at our discretion to make certain

charges that will cause your outstanding balance to exceed your revolving credit line. Any While we investigate, the same rules apply to the disputed amount as discussed above.

such charge will be considered on an individual basis and such evaluation will be based on After we finish our investigation, we will tell you our decision. At that point, if we think you

your account spending and payment history as well as your experience with other creditors. owe an amount and you do not pay, we may report you as delinquent.

If you exceed your revolving credit line, then you must pay, with your Minimum Payment

Due, the amount by which your balance exceeds your revolving credit line, including Please refer to your Cardmember Agreement for additional information about the terms of

amounts due to Purchases, Cash Advances, Interest charges, Fees, or other charges. your Account.

Credit Bureau Disputes: If you believe that an entry we have made on your credit bureau
©2025 Barclays Bank Delaware, member FDIC
report is inaccurate or incomplete, please contact the reporting agency directly or contact us

at Card Services, P.O. Box 8803 Wilmington, DE 19899-8801. Please include your name;

your account number; the credit reporting agency where you received the bureau report; a

description of the error; and why you believe it is an error. We will promptly investigate,

notify you of our findings, and send an update to the credit bureaus if warranted within 30

days.

What To Do If You Think You Find A Mistake On Your Statement

If you think there is an error on your statement, write to us at:

Card Services

P.O. Box 8802

Wilmington, DE 19899-8802.

In your letter, give us the following information:

• Account information: Your name and account number.

• Dollar amount: The dollar amount of the suspected error.

• Description of problem: If you think there is an error on your bill, describe what you

believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement.

You must notify us of any potential errors in writing. You may call us, but if you do we are

not required to investigate any potential errors and you may have to pay the amount in

question.

While we investigate whether or not there has been an error, the following are true:

• We cannot try to collect the amount in question, or report you as delinquent on that

amount.

• The charge in question may remain on your statement, and we may continue to

charge you interest on that amount. But, if we determine that we made a mistake,

you will not have to pay the amount in question or any interest or other fees related

to that amount.

• While you do not have to pay the amount in question, you are responsible for the

remainder of your balance.

• We can apply any unpaid amount against your credit limit.

Visit AviatorMastercard.com or use the Barclays US App

AAdvantage
® Aviator® Red Mastercard® Statement

DELLA D COHEN | Account Ending 9837 | Statement Period 01/18/25 - 02/17/25 Page 5 of 7

Interest Charge Calculation Days in Billing Cycle : 31

Type of Balance Promotional Balance Subject Annual Percentage Interest

Rate End Date to Interest Rate Rate (APR) Charge
Purchases

Standard Purchases - $2,100.60 20.24%(v) $0.00

Balance Transfers

Standard Balance Transfers/Checks - $0.00 20.24%(v) $0.00

Cash Advances

Standard Cash Advance - $0.00 29.49%(v) $0.00

Total $0.00

Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate that varies with the market based on the Prime Rate.
See the “Important Information” section of this statement for more information about how we calculate interest.

Avoiding Interest on Purchases (Grace Period) (Excluding Easy Pay Promotional Balances):

If you have a 0% promotional APR on any of your Purchase balances (excluding Easy Pay), you can avoid paying interest on those balances during the applicable promotional period.

However, pay at least your Minimum Payment Due to avoid a late fee.

If you do not carry a Purchase balance subject to interest (excluding Easy Pay) from month to month, you can avoid paying interest on your Purchases (excluding Easy Pay) by paying

$2,311.09. To avoid interest, you must pay the amount indicated above in full.

If you carry a Purchase balance subject to interest (excluding Easy Pay) from month to month, interest will accrue from the date the purchase is made until the date it is paid in full. The

amount shown above does not include any interest that may have accrued since your statement period end date. Barclays may choose not to assess interest that accrued since your last

statement period end date if it is below a certain amount.

Miles Details

Miles earned on American Airlines purchases 0

Miles earned on all other purchases 2,311

Miles sent to American Airlines AAdvantage Program 2,311

Please note, the total number of Miles earned and sent to American Airlines is dependent on a valid member number. Please confirm you

have a valid member number on file with American Airlines. If not, Miles may not be viewable or available for use with American Airlines.

Visit AviatorMastercard.com or use the Barclays US App

AAdvantage
® Aviator® Red Mastercard® Statement

DELLA D COHEN | Account Ending 9837 | Statement Period 01/18/25 - 02/17/25 Page 6 of 7

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Visit AviatorMastercard.com or use the Barclays US App

AAdvantage
® Aviator® Red Mastercard® Statement

DELLA D COHEN | Account Ending 9837 | Statement Period 01/18/25 - 02/17/25 Page 7 of 7

Visit AviatorMastercard.com or use the Barclays US App