Bharat Banking: Product Owner

Grade: Deputy Manager

Business: Bharat Banking Department: - Sub-Department: -
Location: Pan India
Key Responsibilities
The candidate will be responsible for the following in their job role:
• Process Simplification / Modification – Understanding the end to end process, identifying the gaps, suggest
possible changes and take it to logical conclusion
• Preparing the Learning Modules for Sales Team – Conducting the Training on product & processes and take
assessment, publish results, address gaps post assessment
• Product Awareness campaign – preparing marketing material, engagement with marketing team for
increasing visibility of products and features across distribution channels including digital
• Working closely with Contact centre and provide the product related update to them, ensure that correct
and updated information is shared in inbound / outbound calls
• MIS Management, Data scrutiny, working closely with BIU team – submitting the fortnightly/ monthly
dashboard on summery of overall performance (Logins, Business, Fees, ROI, Attrition, Pricing, Cross Sell
penetration, delinquency, renewal & PDD pendency, etc.) for management review. Preparing the
presentation for various meetings.
• Working closely with related stakeholders for generation of PA/PQ base, generating cold leads from internal
database. Sharing it with sales team and persistent follow up for conversion / feedback
• Regular connect with team on various items like, clearance of PDD, Renewals, resolving delinquency and
providing required support
• Preparing the budget distribution under guidance of BH
• Preparing and driving promotional campaigns, Providing real-time support on business numbers, etc.
Role Proficiencies:

• Graduate/ Post-Graduate
• Should be self-motivated and be able to take the task in hand to logical conclusion using knowledge,
experience and engaging with relevant stakeholders
• Should have good understanding of preparing product / process paper with detailed SOP
• Should be able to engage closely with all stakeholders and able to get the job done
• Should have very good command on MS office (Excel, PPT, etc.)
• Should able to read & decipher data and represent it in an informative manner to Sr. Management
• Excellent communication and presentation skills
• Should be able to talk and convince the customer, both internal and external
BIU – Job Description

Grade: Deputy Manager

Business: BIU Department: BIU Sub-Department: BIU
Location: Pan India
About BIU
Axis Bank’s (Business Intelligence Unit): This is a high profile team with a mandate to drive data based
decisions within the bank. Reporting in to Head Banking Operations and Transformation, this
department works with all businesses of the bank including retail, small business and corporate to drive
analytics. In terms of functions, the department has teams focused on all aspects of analytics for the
bank including risk analytics, financial analytics, crime analytics, business and marketing analytics,
building predictive scores, data engineering, business reporting and data governance roles.
About Business Reporting
The person would be a part of the Business Reporting team focusing on development of Corporate or
Retail MIS and Dashboards. The team primarily focusing on banking products & services. The role will involve –
diligent understanding of data, systems and processes to be able to come up with data based solutions for the
business groups.
Key Responsibilities
The candidate will be responsible for the following in their job role:
• Development of insightful Business reports or Dashboards which will help Business to drive the
business effectively using BI Tools.
• Development of Top Management, Business Product and Resource level MIS to review
performance.
• Report automation and Support creation of Reporting data mart for smart reporting solution.
• Pro-actively working with Product/Business sales team to attain common reporting goals.
• Resolution of Relationship Manager (RM) queries on business sourcing and achievements
published.

Role Proficiencies:
For successful execution of the job, a candidate should possess the following:

Knowledge
• Regular synthesis, reporting, dashboards and insight driven approach for the bank’s
products/business numbers.
• Should be familiar to data management principles and practices including metadata
management, data quality assessment and data access technologies.
• Exposure to building Data Warehouse & Data Marts, design Data Architecture, Dimensional
Modelling

Skills
• Should have knowledge on Dashboard Tools like Tableau, Power BI or SAS VA/VIYA.
• Should have knowledge of SAS and PL/SQL.
• Good to know Informatica and SAP BO.
• Strong data handling, interpretive and problem solving skills with the ability to process large
volume of transaction level data and efficiently derive actionable results.
• Having a ‘results oriented’ attitude with ‘go get it done’ skill
• Good management & communication skills while working with both internal and external
partners.
About Data Engineering
Analytics is one of top focus areas for the bank and this position represents opportunity to be part of
high growth teams driving innovation. Looking for a candidate with Data Engineering expertise.

Key Responsibilities

• Exposure in application, data and infrastructure architecture disciplines

• Understanding the designing data integrations using ETL and other data integration patterns
• Responsible for execution and development of integration solutions with Hadoop/HDFS, Real-
Time Systems, Data Warehouses, and Analytics solutions
• Knowledge of system development lifecycle methodologies, such as waterfall and AGILE.
• An understanding of data architecture and modeling practices and concepts including entity-
relationship diagrams, normalization, abstraction, de-normalization, dimensional modeling, and
Meta data modeling practices.
• Understanding on generating physical data models and the associated DDL from logical data
models.

Role Proficiencies:

• Modern programming languages like Java, Python, Scala

• Basic understanding of Oracle, PLSQL, ETL Toolset (Informatica Products),Big Data technologies
Hadoop, Spark, HIVE, Kafka
• Basic understanding of Cloud Services AWS, Azzure
About Data Science
Analytics is one of top focus areas for the bank and this position represents opportunity to be part of
high growth teams driving innovation. This role involves understanding of model building and
reviewing.

Key Responsibilities
The candidate will be responsible for the following in his/her job role:
• Co-own the business goals & lead problem solving, work in an agile manner with business
partners, Risk-review committee members , data engineering and IT
• Work with a team of data scientists and help deliver on projects in a time bound fashion.
• Innovate by adapting new modeling techniques and procedures
• Work in a self-directed environment, own tasks and drive them to completion

Role Proficiencies:
• The candidate is required to have:
• Knowledge of Python, SQL/SAS
• Building models, with some years in building credit-Risk models
• Should have good knowledge of advanced ML techniques (Logistic, XGboost, RF, ANNs,
Ensembles) and understand the end to end deployment aspects
• Knowledge of dockers/containers, micro services is a plus
• Solid spoken and written communication skills
• Should have strong analytical thinking and be able to convince stakeholders on using data-based
evidence
About Business Analyst
The person would be a part of the Business Analytics and the placement could be in either retail or
corporate areas. The team primarily focusing on banking products & services. The role will involve –
diligent understanding of data, systems and processes to be able to come up with data based decision
making solutions for the business groups. The incumbent also needs to be able to work across the
matrix organization structure to oversee the recommendations through implementations.

Key Responsibilities
The candidate will be responsible for the following in their job role:
• Develop product strategy, conduct portfolio analysis
• Leverage analytics to drive insights to optimize Pricing / Channel mix for consumer portfolio
• Creating business insights by performing root cause analysis using Regression and Decision trees
• Performing Profitability (Valuation Models) analysis for all asset products
• Pro-actively working with Product/Risk/Marketing team to drive business strategies
• Work closely with the program team to create analytical strategies
• Perform exploratory analytics to pin point pockets of opportunities within the assigned
line of business
• To create insights & drive actionable through statistical tools & techniques
• To work on large data sets with different technical tools to help analyze the data in logical manner

Role Proficiencies:
• Skills
• Knowledge of SAS or R or Bigdata or Python
• Strong data handling, interpretive and problem solving skills with the ability to process large
volume of transaction level data and efficiently derive actionable results
• Having a ‘result oriented’ attitude with ‘go get it done’ skill
• Good project management skills while working with both internal and external partners
• Should have a high degree of motivation with a continuous thirst for learning
Business Solutions Group

Grade: Deputy Manager

Business: BSG Department: BSG Sub-Department:
Location: Pan India
About Business Solutions Group (BSG)
Business Solutions Group in any bank plays a very vital role in designing, developing and implementing
technology enabled solutions which are robust, stable, efficient and scalable. This Unit performs a 360
degrees role in designing solutions which are customer focused, operationally efficient, risk conscious,
cost effective and regulatory compliant.

About the Role

This role plays a very critical role in BSG Unit to design and implement technology solutions
1. Digital solutions around the products and processes
2. Strong engagement with internal and external stakeholders
3. Project execution
4. Ongoing business and regulatory requirements
5. New System Set up to automate and rationalize processes
6. Migration of set-ups from one system to another
7. Issue resolution through technology solutions
8. Working on Agile methodology managed projects

Key Responsibilities
The candidate will be responsible for the following in their job role:
• To possess complete ownership of the Business Requirements/Solutions for any new Business
initiative or customizations in the existing solutions
• To prepare Business Requirement Documents and Functionality Specifications documents
• To take complete ownership of functionality testing of relevant applications
• To take ownership of resolution of all functional issues/bugs in the systems
• To address impact of regulatory changes on the system functionalities and ensure compliance
• To have interactions with Technology partners/vendors with respect to system functionalities,
product roadmap etc.
Role Proficiencies:
• Educational qualification
• BE/MBA
• Understanding of Loan life cycles and various events like disbursements, repayments,
foreclosure etc.
• Project management / system implementation basic idea with ability to learn quickly

• Knowledge
• Knowledge of Loan Products / processes and the digital landscape pertaining to these products
• Knowledge of latest technology trends and a knowhow to apply them appropriately in
Banking/Finance
• Willingness to learn technology applications their design, set up and core features

• Skills
• Strong Project Management and execution skills
• Effective Leadership skills with hands-on approach and can-do attitude
• Good written and verbal communication skills

• Abilities
• Ability to work effectively across different stakeholders
• Ability to work as a part of team and contribute towards team goals
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Ability to conceptualize and implement technology solutions which are stable, scalable and
reliable.
• Ability to communicate with Business stakeholders and software vendor partners
Compliance: Compliance officer

Grade: Deputy Manager

Business: Compliance Department: - Sub-Department: -
Location: Pan India
About Compliance
The compliance department ensures that the financial institution complies with applicable laws,
regulations and rules, and it plays an essential role in helping to preserve and ensure adherence

About the Role: Compliance Officer

The Compliance Officer must ensure timely closure of correspondence by sending quality responses to
the regulators. Through timely dissemination of regulatory circulars and providing actionable through
DCO, the Compliance Officer must coordinate with various business departments with reference to
review of RCM pertaining to Third Party products. The Compliance Officer thus ensures the adherence
and compliance of all regulatory requirements
Key Responsibilities
The candidate will be responsible for the following in their job role:
• Maintaining timely correspondence and closure including quality in interactions provided to the
regulators.
• Timely dissemination of actionable to applicable departments for ensuring timely implementation
of agreed actionable by business.
• Review controls submitted by business team of third party products for new regulatory
guidelines/changes to maintain quality
• Preparation of tracking database for beneficial ownership update for the purpose of bank wide
analysis
• Develop in depth understanding of the regulatory guidelines of various circulars that falls under
the purview of Retail Liability vertical
• Develop understanding and eventually expertise in the regulatory aspects of the Third Party
products that falls under the purview of Retail Liability vertical
• Designing Learning Modules to drive Bank wide awareness program on Compliance Culture for
Circles, Branches, and Liability Sales team which primarily includes Does and Don’ts of KYC/
AML, best practices to induce strong compliance culture, problems areas and solutions that
needs to implemented.
• Identify and track the gaps and follow ups undertaken for closure within specified timelines.
• Evaluate guidelines within the stipulated time, from the date of receipt with definite TAT.
• Maintaining quality in interactions/guidance provided to business/operating units.
• Carrying out testing of processes related to customer services
• Query handling on relevant subject
Role Proficiencies
For successful execution of the job, a candidate should possess the following:
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting
environment
• Strong Excel and database manipulation skills, financial and statistical analysis skills)
• Good communication (both verbal and written) and inter-personal skills
• Ability to prioritize and make decisions in a fast-paced environment
• Ability to work as a part of team and contribute towards team goals
• Ability to manage multiple tasks/projects and deadlines simultaneously
About the role: Compliance AML
AML Regulatory Reporting, AML Alert process improvements, managing AML Audits, Risk
Categorisation, Name Screening, Process documentation, SOPs, Risk and Control Matrix

Key Responsibilities
The candidate will be responsible for the following in their job role:
• Reasonable understanding of the provisions of the Prevention of Money Laundering Act.
• Knowledge of Regulatory Reporting to FIU India ( CTR, NTR, CCR, CBWTR)
• Framing of Rules/Logic/Thresholds for AML Alert scenarios for AML Transaction Monitoring
scenarios/RFIs.
• Screening of Names / remittance transactions against negative list as per legal / regulatory
requirements.
• Risk Categorisation of Customers - Onboarding and periodic risk.
• Formulation of Rules for Name Screening in RAMP application and optimisation of rules for
reduction of false positives.
• Preparation of appropriate responses to Regulators and Law Enforcement agencies, Board Notes
to Senior Management.
• Understand and interpretate AML/ KYC policies and processes.Participate in remediations
• Handling internal / external audit assesements on AML.
• Drafting of Standard Operating Procedures, Country Risk from AML perspective
• Ensure Risk and Controls are updated and monitored through each AML processes
• AHowever, preference to be given to those having completed CAIIB, AML certifications such as
ACAMPS/CAMI /AML KYC certification or other professional banking courses.
Role Proficiencies
For successful execution of the job, a candidate should possess the following:
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting
environment
• Strong Excel and database manipulation skills, financial and statistical analysis skills)
• Good communication (both verbal and written) and inter-personal skills
• Ability to prioritize and make decisions in a fast-paced environment
• Ability to work as a part of team and contribute towards team goals
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Preference to be given to those having completed CAIIB, AML certifications such as
ACAMPS/CAMI /AML KYC certification or other professional banking courses.
Corporate Communications:

Grade: Deputy Manager

Business: Corporate Department: Corporate Sub-Department: Corporate
Communications Communica Communicati
tions ons Team
Location: Pan India
About Corporate Communications

Corporate Communications is a department that solely manages the visibility of the brand internally as well as
externally. It deals with the set of activities involved in managing and orchestrating all internal and external
communications aimed at creating favorable point of view among the stakeholders on which the company
depends.

About the Role

This role majorly revolves around developing your pre-existing skill set to be an expert in
Communications. It is a combination of vendor management, media management, content
management, coordination with stakeholders both internal and external, speakership opportunities,
research and reporting, along with cost management

Key Responsibilities

The candidate will be responsible for the following in their job role:

Media Management
• Assist the team in arranging and managing routine interactions, photo shoots, press conferences etc
• Research related to media stories, articles, news reports etc
• Support the team in implementing the media communication plan
• Coordinate with various stakeholders on media communications

Content Management
• Creating content such as press releases, articles etc.
• Ensuring timely updation of press releases, awards and other sections on website (media pages)

Participation & Nomination on various platforms

• Proactively identifying the suitable and credible platforms for Bank's participation through award
nominations and speaker opportunities across industry platforms
• Coordinate with external and internal stakeholders and reviewing content for submission of award
nominations
• Evaluate panel discussions, speakership opportunities for spokespeople and establish strong connect
with the organisers

Research & Reporting

 • Prepare corporate communications review reports for senior management
• Maintain and frequently update the repository of activities and documents undertaken by the
department

Agency management
• Ensure timely reporting & analysing the work done by agencies
• Coordinate with Axis subsidiaries' Corp Comm dept for media activities, meetings etc
• Work closely with the internal stakeholders for payments, audit requirements etc.

Vendor and Cost Management

• Processing timely payments to various vendors of the department - Coordinating and managing vendor
related activities like - Billing & Payments, media initiatives
• On-boarding new vendors and management of existing vendors

Role Proficiencies:
• Excellent communication and Interpersonal skills
• Sound knowledge about Corporate communications
• Vendor and Cost Management
• Agency Management
• Content Management
Customer Experience Transformation (CXT)

Grade: Deputy Manager

Business: CXT Department: CXT Sub-Department:
Location: Pan India
About Customer Experience Transformation
CXT Team is focused on driving mega transformational programs across the Bank covering operations,
product, Information technology teams etc. with the target to ensure best in class service to its
customers and provide optimum utilization of available resources and relentless focus on customers.
CXT is spread across business verticals :
1. Wholesale banking – Non individual customers: Company, partnership, Institutions, Trust etc.
2. Retail banking – Individual customers
3. Intelligent automation – Projects with technology driven solutions such as IA, RPA etc.
About the Role
This position will play a key role within the CXT team to help identify bottlenecks and development
opportunities across the Banking processes and provide tailored solutions to improve and transform in
order to meet higher goals through quality improvement framework / six sigma utilizing information
technology /intelligent automation as the key enabler.
Key Responsibilities
The candidate will be responsible for the following in their job role:
• Independently handle critical and strategic programs and initiatives to meet defined goals and
formulate improvement plans
• Collaborative solutions with stakeholders including Operations, risk, compliance, product,
business channels etc.
• Lead the implementation of process improvements to ensure project targets are met through
digitization/process improvement or process transitions
• Collaborate across the departments with key stake holders to improve processes driving
efficiency, quality and on time delivery
• Key areas :
• Process re-engineering
• Critical thinking for proposed solution
• Operational process projects
• Process automation
Role Proficiencies:
• Educational qualification- MBA
• Understanding of Indian banking products, regulatory norms and guidelines
• Good communication and technical skills
• Project management
• Understanding of basic processes and tools – Testing / UAT/BRD preparation etc.
• Data mining /Analysis skills
• Time management & multi-tasking
Digital Banking and Transformation: Product Owner

Grade: Deputy Manager

Business: Department: Digital Sub-Department:
Banking
Location: Pan India
About DBAT
The Digital Banking and Transformation (DBAT) team builds new end-to-end customer propositions
with an ambition of delivering new age financial services directly to the customers. The DBAT team has
invested in digital capabilities that include building the bank’s own engineering team, adapting new age
engineering practices and building an API centric architecture to improve customer experience,
employee experience and efficiencies
About the Role
The product owner is responsible for partnering with the business teams and customer journey owners
to increase digital adoption by on-ground teams and customers. The Product Owner drives the
customer experience vision across the bank by translating the voice of the customer, industry trends,
and the strategic imperatives

Key Responsibilities
The candidate will be responsible for the following in their job role:
• Responsible for the creative execution of the future and existing consumer journeys
• Implement efficient UX/UI processes by conducting usability study that helps the design team
collaborate actively with Journey owners and engineers
• Connect with relevant stakeholders across banks functions like Operations, Risk, compliance etc to
design a best in class digital solution
• Comprehensively test the digital solution along with critical stakeholders and arrange for a signoff
• Create campaigns and programs to increase digital adoption by customers
• Partner with line of business to increase the employee engagement, knowledge, and awareness of
digital channels offerings.
• Responsible for project execution, including experience design and stakeholder management.
Role Proficiencies:
For successful execution of the job, the candidate should possess:
• Knowledge about digital product development & life cycle management
• Customer-centric approach
• Strong communication, interpersonal and techno functional skill
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Ability to work across the organization
• Ability to work in cross functional teams

• Optimal qualification for success on the job is:

• Graduate / Post-Graduate Degree from a recognized institute
• 2+ years of experience as a digital product manager with a user-centered focus, preferably in a
fast paced start-up environment that runs in an agile manner
Internal Mobility: Human Resources

Grade: Deputy Manager

Business: Department: Human Sub-Department: -
Resources
Location: Pan India
About Human Resources:
The HR department handles a range of different functions within an organization like hiring and
recruiting, training and development, compensation, developing and overseeing employee benefits,
promoting employee career development and addressing current employee concerns. The HR
Department is responsible for finding talented manpower and placing them in right jobs in the Bank.
About Role :

The Mobility Manager role involves identification of internal talent as per skill fitment of employees for
open positions across the bank and meeting the talent management and internal mobility goals of the
bank.

Key Responsibilities
The candidate will be responsible for the following in their job role:
• Utilize the knowledge/skills of talent management area and fulfil internal vacancies in the bank
• Internal mobility standardization and optimization
• Design and anchor Internal Job Postings and closure within TAT
• Leveraging analytics for identifying and correcting lags within the current mobility proces

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Commitment to continuous improvement; ability to proactively network and establish effective

working relationships
• Good interpersonal and collaboration skill to interact with different level of leaders and
colleagues
• Good at conceptual work design and logical thinking.
• Result and future orientation, have good sense for new technology deployment.
• Good team player with proactive attitude and customer-oriented mindset.
• MBA / Postgraduate in HR or relevant field (Preferable)

#ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages
are encouraged to apply'
Information Technology

Grade: Deputy Manager

Business: IT Department: IT Sub-Department: IT
Location: Pan India
About Information Technology
The Information Technology (IT) team of the Bank in partnership with it’s trusted and experienced vendors has
been instrumental in making the innovations and aspirations of high quality digital products and services from
the various businesses and other operations teams a reality. IT refers to the use of information and
communication technologies together with computer science to enable banks to offer better services to its
customers in a secure, reliable and affordable manner and sustain competitive advantage over other
banks. Information Technology at Axis Bank aims to enable sophisticated product development, better market
infrastructure and implementation of reliable techniques for control of risks and to help the financial
intermediaries to reach geographically distant and diversified markets.

About the Role

• To analyse and validate the business requirements for the specific application
• To develop system specifications and test the system against the specifications / business scenarios
provided
• To coordinate the development effort for small to medium size projects / change requests
Key Responsibilities
The candidate will be responsible for the following in their job role:
Functional Scope
• Study of Business functions and Operations
• Simulate & do consumer behaviour modelling to build robust innovation
• Supervise rapid prototyping to validate product concepts and agile project management for
faster go-to-market
• Technology evangelists – deep dive into emerging technologies such as Big Data and Analytics,
Block chain, Artificial Intelligence, Internet of Things to drive next wave of disruptions
Accountabilities
• Determine effort & impact out of business requirement (mandatory for Project Initiation
Document)
• Approve decisions with regards to application platform
• Develop strategy to put into operation the business solution
• Build and review implementation plans (of solutions)
• Define and review a test strategy (entry and exit criteria) and an operational test plan
methodology for business related solutions
• Monitor application service level performance
• Review SLAs and underpinning contracts for application services
• Conduct business impact analysis and risk assessment for applications
• Review status of application related problems
• Approve decisions with regards to application platform
• Validate and provide functional and user interface design specifications to the development team
• Work with business and Solution Architects to identify suitable options and review these to
identify the most suitable solution
• Gather, document and maintain the necessary information to enable the project team (business
and IT staff) to undertake the project and deliver successfully.
• Document proposed changes to the requirements and solution to enable impact analysis and
revised business case, specifications, budgets, timescales and plans to be prepared and
authorised.
• Develop the processes necessary to efficiently operate the proposed solution including user
guides, manuals, training materials and implementation and data conversion aids.
• Work with business and IT staff to enable thorough testing and successful implementation of
the solution
• Demonstrate application functionality, solicit feedback and ensure that project sponsor
requirements are met
• Deliver & Support
• Resolve, recover and close application related incidents
• Identify and classify application/data-warehouse related problems
• Perform root cause analysis for application related problems
• Resolve application related problems
• Maintain application related problem records, known problems, known errors and workarounds
Role Proficiencies:
• Skills
• Java skills (mandatory)
• Java security (cryptography, authentication and authorization)
• Java collection, multithread, IO, webservice, jsp, servlet, javascript
• html5, ejb, struts, hibernate would be an added advantage
• .net skills (preferred, but not mandatory)
• C, C#, .NET, ASP.NET
• Web Services, SOAP, XML, XSL, XSLT
• DTS, SSRS, SSIS would be an added advantage
• Database Skill common for both java and .net
• Oracle, Sql-Server, writing SQL and PL/SQL
Internal audit: Corporate audits

Grade: Deputy Manager

Business: Department: Internal Sub-Department: Corporate
audit audits
Location: Pan India
About Internal audit
Internal Audit function of the Bank, operates independently under the supervision of the Audit
Committee of the Board and is responsible for providing an independent view to the Board of Directors
and Senior Management on the quality and efficacy of the internal controls, risk management systems,
governance systems and processes in place on an on-going basis. This is provided to primarily ensure
that the business and support functions are in compliance with both internal and regulatory guidelines.

About the Role

The Corporate Audits Function participates in the risk assessment of areas that are under audit. The
impetus is to drive the audit function and executing the audit area within the stipulated budget frame.
The CO Audit Team also works upon process improvement, bringing out irregularities according to
guidelines

Key Responsibilities
The candidate will be responsible for the following in their job role:
• Ensure commencement / completion of audit assignment within time norms, adhering to given schedules,
and ensuring adherence to audit / ISO processes & ICAI standards.
• Ensure adherence to the audit process and methodology.
• Conduct thematic reviews, special audits and investigations and provide qualitative suggestions
/recommendations for improvement of processes & effectively bringing out the irregularities relating to
violations of regulatory / external guidelines.
• Review compliances submitted by the audited unit and ensure quality of closures prior to submitting the
updated compliance tracker to the Back office team.
• Ensure timely submission of synopsis of the audit report (for the areas audited during the period)
Role Proficiencies:
• Skills
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting
environment
• Demonstrate strong Excel and database manipulation skills, financial and statistical analysis
skills
• Good communication (both verbal & written) and inter-personal skills
• Able to prioritize and make decisions in a fast-paced environment
• Able to manage multiple tasks/projects and deadlines simultaneously
• Demonstrate knowledge of relevant Audit Systems
Retail Banking: Liability Sales- Corporate Salary

Grade: Deputy Manager

Business: Retail Banking Department: RB – Sub-Department: LS – Salary
Liability
Sales
Location: Pan India
About Corporate Salary Group
Corporate Salary Group is part of Retail Banking which manages end to end requirements of Salary
customers through wide range of products & services including deposits, loans, investments & payment
solutions, etc.

About the role

Responsible to manage and grow commercial banking segment which contributes to nearly half of Salary
book value. Take initiatives for achieving New-To-Bank (NTB) Salary Book and closely work with cross-
functional teams like Liability Sales, Asset Desk etc in Bank to continuously manage & hone the product,
services & processes to be the best-in-class in the banking industry. Would also need to fulfill Specific
Requirements Raised by corporates on time to time basis for marketing, product presentation, various
other worksite requirement and Tracking opportunity sizing etc

Key Responsibilities
- Manage the existing suite of corporate salary
- Deliver Top Line Salary Business Targets overall and through commercial banking channel
• Support mapped channel with Business Intelligence
• Increase Premium book in mapped channel
• Drive Digitization in onboarding
• Increasing Salary tieups with each commercial banking corporate
- Monitor and track business growth basis product variants and recommend offer revision where
required
- Identify review and facilitate development of marketing collaterals pertaining to the salary port-
folio
- Resolve queries on product, conduct need based training and track performance across key pa-
rameters
- New innovations on customer management
• Support Business teams with new initiatives
• CRM use to inbuild corporate profiling framework
• Manage eCRM lead workflow on opportunities created by coverage teams
- Cross-Sell, Product penteration & Improving SLC
• Co-Ordinate with Third-Party business teams for curated offers
• Increasing Product holding per customer
• Tracking SLC for each of the corporate
- Liasoning with cross functional teams i.e. Product, Portfolio, BIU & ABR, IT & CRM
 - Ensure Synergy cadence & initiatives are adhered across mapped channel
- Adherence to compliance as defined from time to time
Internal – Product, Program, Operations & Marketing

Role Proficiencies:
For successful execution of the job, the candidate should possess the following:

• Industry Knowledge
• Knowledge on various financial services products and competitors
• Project management skills
• Good analytics and communication skills

Functional Knowledge: Product Management

• Conceptualize products aligning to the organization’s vision and market needs

• Collaborate with cross-functional team in designing, devising marketing & engagement
initiatives and prioritizing products to meet organizational goals
Technical Skills:

• Understand product architecture attributes, requirements of associated departments

• Analyze market trends, usage and support data to inform product enhancements and changes
Grade: Deputy Manager

Business: Retail Operations Department: Retail Sub-Department:

Operations
Location: PAN India

About Axis
Incorporated in 1994, Axis Bank is one of India’s most trusted banks & the third largest in the private sector. At Axis Bank, customer
centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-
section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large
talent pool.
The Bank has a young & engaged workforce of over 70,000 employees, with an average age of 30 years. We are an equal opportunity
employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career,
their way.
About Department:
• Opportunity to work on Large Scale Transformation Projects
• Hands on Experience in Cutting Edge Technologies like Robotics, Service Data Lake, RPA, etc.
• Retail Banking Exposure from onboarding to servicing
• Play a key role in the RO team which contributes to almost over 60% business for the bank
• Opportunity to work with seasoned banking experts leading to enriched learning experience

About Role
• Work closely with the Ops Leaders right from project initiation stage to make sure the major operational aspects are
covered
• Understand Axis Bank internal operations functions thoroughly
• Work with Leaders to establish the right process and governing mechanism for all operational risks
• Set up processes for controlling, assessing and monitoring all the Operation Transformation Projects of RBO
• Work with IT, Risk, Compliance, Business and other stake holders to roll out the implementation plan
• The role involves multiple cost saving program executed by all RO units, the person should co-ordinate with various internal
Units of RO for multiple activities.
•

Key Responsibilities
• End to End delivery of projects
• Project implementation Plan preparation
• Build strong Control, Governance and Risk Management framework
• Improvement in the operational process
• Drive meetings and presentations with top management of the Bank
• Identify opportunities to improve Customer Experience
• Improvement of BOHI, Reduction of TAT for the backend processes

Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
• Knowledge of banking products and services
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill in both English and the local language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
Ability to handle pressure and meet deadlines
Risk: DTM

Grade: Deputy Manager

Business: Department: Risk Sub-Department: DTM

Location: Pan India

About Risk
The Risk department ensures that the Bank’s risk is managed through a risk management architecture
as well as through policies and processes approved by the Board of Directors encompassing
independent identification, measurement and management of risks across the various businesses of
the Bank. The Risk department of the Bank strives to proactively anticipate vulnerabilities at the
transaction as well as at the portfolio level, through quantitative or qualitative examination of the
embedded risks
About the Role

The Digital Transaction Monitoring department monitors all the transactions undertaken through the
bank’s system. The team monitors customer transactions as well as internal office account transactions
on a daily basis or in near real-time to mitigate the risk of fraud / loss to customer and organization.

• The DTM analyst aims to analyze on boarding of accounts, transactions / alerts generated based
on parameters / thresholds set in Fraud Monitoring applications
• To mitigate fraud risk of customers on boarded through validation and investigation checks.
• Analysis of the observed fraud trends to develop robust fraud control measures
• Develop and implement strategies for automation and digitisation of DTM processes

Key Responsibilities

The candidate will be responsible for the following in their job role:

• Actioning 100% of cases within TAT, identified in the technology platforms

• Proactively taking decision of suspicious accounts and take preventive steps to stop further loss
• Fraud trend analysis to improve the efficiency of existing rules
• Recommend anti-fraud process for changing transaction pattern and trends
• Develop and implement strategies for automation and digitization of Fraud Monitoring pro-
cesses
• Ability to effectively communicate with Customers/ Branches & internal stakeholders
• Handle projects in coordination with Vendor, IT and internal stakeholders.
• End to end and quick handling of escalations
• Preparing monthly MIS and presentations
• Training to analysts

Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
• Knowledge
o General Banking knowledge, specialisations in Trade finance, Advances will be added ad-
vantage
o Knowledge of regulatory guidelines and norms
o IIBF / Banking courses done if any
o Computer certification

• Skills
o Vigilant, Diligent, Good Communication skills, Innovative and Self Motivating.

• Abilities
o Ability to work effectively across functions and demonstrated ability to coach and men-
tor others
o Ability to manage risk and uncertainty for self and team within a dynamic priority-setting
environment
o Ability to prioritize and make decisions in a fast-paced environment
o Ability to work as a part of team and contribute towards team goals
o Ability to manage multiple tasks/projects and deadlines simultaneously
o Ability to handle pressure and meet deadlines
Wholesale Banking and Coverage Group

Grade: Deputy Manager

Business: Department: WBCG Sub-Department:
Location: Pan India
About WBCG
The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the
Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure,
Engineering, Chemicals, Oil& Gas, Metals, textiles etc. The Corporate lending business emphasizes on
doing business with higher rated corporates with a focus on garnering a higher share of the cash flows
by providing working capital facilities

About the Role

The Relationship manager is responsible for scoping of the area sales and operations and implementing
strategies to increase productivity and performance levels in order to achieve the segment’s financial
targets. They are responsible for ensuring the smooth functioning of the daily operations and
compliance with the rules and regulations set as per banking norms for corporates. The role involves
relationship management with the key account holders of the Bank to ensure deepening of accounts
and thus generating revenue
Key Responsibilities
The candidate will be responsible for the following in their job role:
• Source new customers to generate revenue for fund Based and non-fund based products and
increase customer base
• Strengthen relationship with existing customer base so as to generate sustained business and
identify opportunities for cross sell.
• Ensure prudent portfolio management and diversification of risk in partnership with the Credit
Team to achieve portfolio quality
• Ensure implementation of due processes, guidelines and Bank’s code of conduct in all
transactions, sanctions, disbursals and post disbursal activities.
• Review daily/ periodic reports with a view to identify business opportunities, act upon early
warning signals highlighted by the central teams, implement exit plan for stress accounts
• Provide feedback to Risk Management/ Product Policy / Process Monitoring Teams for
streamlining the processes to ensure TAT reduction, Risk Diversification and Inclusive policy.
• Ensure Product Per Customer (PPC) growth in the allocated portfolio in the defined set of
products
• Ensure prudent implementation of Digital initialization taken by the Bank in alignment with the
GoI/ GoM initiatives by critically analyzing the cost benefit to the bank.
• Ensure replication of Centrally Sponsored Schemes (CSS) and State Sponsored Schemes (SSS)
across given portfolio.
• Ensure throughput of CDBT & GST taxes from given portfolio and assist the Nodal officer as and
when required.
• Review existing portfolio and constantly updating of ReKYC, PAN nos & Covenant compliance as
 per the Banking standards

Role Proficiencies:
• Post- Graduation (MBA preferred)