MOBILE PAYMENTS MOBILE BANKING

Year Month Value (TZS

Volume Volume
Millions)
2005 - - -
2006 - - 140,327
2007 - - 259,931
2008 408,216 25,208 442,954
2009 3,272,422 158,538 7,011,852
2010 18,430,256 1,006,430 20,132,285
2011 134,922,456 5,563,309 33,037,328
2012 546,732,134 17,407,726.34 33,162,408

2013 January 68,936,787 1,973,583.11 2,687,601

2013 February 63,933,466 1,726,370.80 2,501,761
2013 March 66,070,602 2,013,678.45 3,006,425
2013 April 78,911,071 2,037,662.33 3,149,920
2013 May 87,577,115 2,297,746.63 3,321,090
2013 June 84,504,102 2,340,079.74 3,086,118
2013 July 87,839,243 2,529,502.49 3,399,905
2013 August 88,431,079 2,436,963.51 3,305,661
2013 September 88,726,613 2,597,771.85 3,221,228
2013 October 97,426,815 3,017,286.97 3,748,948
2013 November 94,544,653 2,811,112.05 3,168,655
2013 December 98,211,751 3,070,536.09 3,962,113

2014 January 128,939,654 3,068,312.81 3,854,265

2014 February 85,149,762 2,709,481.48 3,833,721
2014 March 94,886,073 3,076,090.04 3,620,358
2014 April 94,583,267 2,883,872.40 3,923,257
2014 May 96,849,538 3,769,200.80 4,377,438
2014 June 93,755,643 3,358,865.99 3,491,592
2014 July 104,118,560 3,729,936.60 3,593,721
2014 August 104,086,016 3,730,095.47 3,990,242
2014 September 106,000,626 4,018,630.93 3,887,804
2014 October 108,744,284 3,543,526.88 3,862,271
2014 December 106,171,823 3,351,065.68 3,803,439
2014 January 110,861,986 3,570,752.60 4,402,131

2015 January 105,929,147 3,401,664.23 3,962,896

2015 February 93,535,945 2,779,189.29 3,599,600
2015 March 111,326,915 3,620,941.04 4,258,691
2015 April 108,203,618 3,477,932.49 3,827,501
2015 May 113,371,361 3,674,422.37 4,771,928
2015 June 111,609,871 4,011,713.47 4,137,297
2015 July 115,312,382 4,425,589.20 4,102,226
2015 August 125,441,554 4,252,636.19 4,873,083
2015 September 127,036,270 4,196,554.44 4,463,831
2015 October 129,064,352 4,274,661.07 4,507,683
2015 November 120,922,318 4,351,850.92 3,955,235
2015 December 126,336,376 4,751,978.60 4,178,498

2016 January 118,451,495 4,443,408.27 4,157,369

2016 February 112,470,429 4,198,240.98 4,032,418
2016 March 123,672,496 4,578,547.14 4,637,561
2016 April 118,995,297 4,394,427.26 4,232,028
2016 May 131,639,060 4,870,725.67 4,568,228
2016 June 129,240,247 4,937,001.57 4,411,674
2016 July 134,458,849 4,997,774.87 4,172,501
2016 August 132,460,247 5,035,316.58 4,468,682
2016 September 134,372,444 4,947,279.96 4,403,162
2016 October 159,656,171 5,156,043.40 4,645,248
2016 November 136,857,164 4,740,975.51 4,632,639
2016 December 145,926,487 5,342,117.88 5,097,203

2017 January 153,615,468 5,101,872.46 5,030,840

2017 February 140,332,468 4,973,101.90 3,895,900
2017 March 161,628,422 4,985,413.18 4,299,274
2017 April 144,982,730 4,719,648.52 4,255,787
2017 May 154,533,057 5,429,627.18 4,324,534
2017 June 163,680,522 5,630,659.89 4,109,120
2017 July 164,430,164 6,002,648.66 4,398,977
2017 August 168,881,302 6,132,047.87 4,080,595
2017 September 187,984,603 5,907,733.99 4,123,356
2017 October 196,434,268 6,051,194.85 4,217,322
2017 November 200,278,176 6,216,970.76 4,480,101
2017 December 224,273,621 6,639,303.77 4,731,966

2018 January 210,342,470 6,365,109.41 4,570,274

2018 February 203,143,555 6,044,984.44 3,576,857
2018 March 214,646,322 6,410,290.18 3,133,723
2018 April 213,276,418 5,946,389.78 3,681,109
2018 May 215,022,507 5,909,900.99 4,035,504
2018 June 222,371,104 7,022,552.31 3,921,598
2018 July 227,670,616 7,385,987.69 3,701,207
2018 August 230,814,290 7,190,468.62 3,745,909
2018 September 226,029,762 6,786,901.21 3,732,307
2018 October 245,414,379 7,416,164.48 3,853,812
2018 November 234,387,652 7,252,373.53 3,633,073
2018 December 241,582,145 7,647,894.29 4,095,250

2019 January 230,398,903 7,177,048.95 5,046,737

2019 February 213,744,890 7,019,577.35 3,671,272
2019 March 211,264,076 7,329,789.37 4,258,079
2019 April 226,783,162 7,389,529.98 4,277,165
2019 May 224,561,066 7,665,496.07 4,203,215
2019 June 248,157,138 7,802,389.18 4,082,315
2019 July 251,707,457 8,719,997.20 4,985,543
2019 August 248,846,669 8,409,991.78 4,985,543
2019 September 239,530,725 8,084,910.17 4,929,531
2019 October 247,127,952 8,382,394.41 4,848,889
2019 November 242,015,568 8,213,689.40 5,110,307
2019 December 260,601,737 8,402,824.99 5,346,907

2020 January 252,101,786 8,139,703.93 5,385,475

2020 February 221,819,659 7,553,436.15 4,535,324
2020 March 187,600,706 7,290,178.24 4,648,337
2020 April 219,174,204 7,450,790.44 4,580,542
2020 May 231,215,997 8,435,564.10 4,543,146
2020 June 238,021,994 9,495,759.11 4,784,390
2020 July 250,794,576 9,977,479.04 5,075,271
2020 August 255,487,173 9,606,103.54 5,027,123
2020 September 265,487,048 10,146,470.97 4,814,098
2020 October 259,680,421 10,382,877.81 5,047,100
2020 November 257,097,832 9,961,442.64 5,173,277
2020 December 278,869,070 10,774,492.95 5,620,411

2021 January 265,462,699 10,127,195.51 5,279,035

2021 February 253,660,829 9,559,074.04 4,912,980
2021 March 279,415,152 10,337,465.32 5,472,732
2021 April 284,465,060 9,828,758.60 5,120,138
2021 May 287,424,687 11,002,837.03 5,434,941
2021 June 278,587,567 11,679,429.49 5,414,944
2021 July 251,459,812 10,330,482.23 5,619,151
2021 August 230,058,000 8,078,745.42 5,004,548
2021 September 237,521,660 8,038,379.13 6,774,587
2021 October 260,441,791 8,536,027.28 6,941,987
2021 November 257,349,781 8,539,123.02 7,212,415
2021 December 272,634,498 9,170,898.28 8,266,876
MOBILE BANKING TOTAL TOTAL ACTIVE
Value (TZS
AGENTS SUBSCRIBERS USERS
Millions)
- - -
- - -
- - -
57 2,757 112,000
124 14,469 4,192,683
155 29,095 10,663,623
224 83,795 21,184,808
302 97,613 26,871,176

29,575.85 98,412 27,430,274 8,078,452

27,634.97 105,531 27,873,738 8,313,750
39,987.10 109,776 28,306,016 8,410,319
46,304.82 116,615 28,819,060 8,463,444
43,724.93 119,330 29,104,919 8,676,057
56,503.54 119,719 29,126,517 9,253,237
56,896.54 121,155 29,696,321 9,347,081
59,687.60 116,879 30,524,893 9,560,045
33,607.76 134,158 30,342,540 9,856,440
69,815.17 142,482 31,055,537 10,307,523
52,151.56 148,000 31,671,659 9,895,204
71,167.81 153,369 31,830,289 11,016,757

70,861.64 157,293 32,601,155 11,385,186

70,007.92 161,079 32,026,778 11,114,849
68,237.23 166,125 32,567,864 11,762,749
72,399.31 195,822 33,091,206 12,330,962
93,837.32 197,252 33,614,030 12,329,508
90,648.42 203,752 34,177,729 12,124,131
91,925.54 210,934 35,331,823 12,291,771
92,300.73 217,161 36,994,261 11,755,108
133,215.57 226,216 38,035,056 13,023,937
111,223.03 231,790 39,103,631 13,245,014
121,162.86 234,794 40,099,195 15,699,911
145,943.58 238,461 41,380,791 13,856,667

136,990.61 230,797 38,835,730 14,211,911

120,735.90 237,462 39,469,384 14,321,261
136,434.17 240,985 40,708,633 14,399,473
136,578.17 242,619 41,579,105 14,689,200
141,566.38 247,096 42,803,102 15,010,104
143,287.36 251,714 43,582,474 15,551,043
157,147.59 253,237 44,459,665 16,303,443
152,060.94 254,294 46,090,825 17,288,220
156,369.61 256,532 50,351,086 18,573,750
165,295.97 261,126 48,482,777 19,372,050
167,870.13 267,047 49,356,465 19,793,087
185,154.80 270,974 53,843,917 19,006,176

170,939.15 256,588 53,159,542 18,412,797

166,917.95 261,462 53,337,512 17,631,664
185,943.34 266,633 54,237,974 17,167,612
179,611.86 273,723 55,362,145 16,758,321
186,162.77 277,698 59,201,014 16,978,949
194,162.36 280,675 60,380,248 19,488,309
178,412.02 287,657 62,894,003 21,994,194
182,427.23 292,129 62,756,333 18,488,259
168,716.02 294,472 63,545,164 18,277,307
190,305.31 332,964 69,920,883 18,528,197
160,895.10 355,750 70,693,627 17,229,701
212,425.21 371,132 71,245,336 17,025,685

206,953.38 379,135 64,919,645 17,126,265

190,657.49 357,800 66,075,064 17,347,808
208,398.33 373,639 62,323,886 17,894,088
190,944.78 386,056 63,680,068 17,331,899
331,785.53 379,254 65,353,953 17,370,114
216,981.37 389,894 72,112,873 17,480,176
228,287.40 398,094 73,569,850 17,734,465
218,896.04 398,094 73,569,850 17,734,465
226,088.66 406,306 74,890,487 17,452,233
242,330.30 408,040 75,960,676 17,931,382
242,151.88 431,403 73,720,519 18,279,888
256,158.65 427,445 75,559,441 19,383,246

247,804.83 434,783 78,004,460 19,424,555

206,868.03 438,910 79,110,122 19,500,806
222,361.17 454,359 80,925,903 19,326,677
234,891.28 456,197 82,106,385 20,094,626
266,329.20 465,350 83,156,156 20,343,664
287,779.51 432,406 83,455,654 20,566,988
246,088.23 440,635 85,461,648 20,281,639
 253,571.51 444,013 89,019,539 20,251,612
237,998.49 452,818 77,470,155 20,796,628
268,614.05 450,883 79,276,529 22,397,084
257,277.20 477,932 81,064,850 23,031,353
267,982.41 483,283 82,661,992 23,302,040

298,301.66 489,015 83,208,524 22,987,786

481,482.42 496,442 85,355,626 22,116,567
684,341.57 508,006 86,234,092 22,396,905
733,459.57 514,492 87,393,207 22,445,788
746,131.47 516,348 88,737,979 22,439,379
805,436.00 531,024 90,024,398 22,327,099
926,391.03 517,555 90,941,989 22,664,405
921,716.44 525,785 92,268,261 21,533,098
910,908.60 536,059 92,365,705 21,818,932
1,011,429.44 550,656 93,208,484 22,010,154
938,348.52 560,043 95,122,538 23,964,458
1,017,442.63 569,187 95,576,695 24,379,804

1,012,156.67 580,294 96,612,568 24,892,879

923,154.11 593,234 98,015,626 24,939,682
973,585.86 589,771 98,767,600 25,117,574
995,169.19 600,085 99,354,973 25,805,652
1,088,677.85 617,281 100,801,028 26,344,876
1,263,972.99 623,867 102,501,690 27,221,434
1,283,318.95 641,772 103,155,073 26,049,032
1,487,959.92 657,496 104,150,983 28,060,530
1,455,775.29 656,084 104,982,005 28,738,768
1,478,048.66 671,621 105,882,768 29,200,074
1,457,060.37 687,477 107,021,233 29,359,932
1,808,533.18 702,284 107,620,479 30,325,019

1,610,269.25 732,352 109,148,106 30,987,198

1,526,576.45 722,417 109,076,686 30,981,403
1,510,937.48 714,495 108,039,822 30,531,803
1,935,285.95 749,563 110,117,686 31,299,486
1,821,109.69 746,798 113,230,735 30,929,434
1,854,908.90 767,117 114,332,489 31,545,269
2,265,409.59 787,298 115,385,730 31,857,395
2,160,380.78 798,799 116,263,988 31,775,961
2,577,190.93 802,294 117,131,215 31,326,379
2,632,334.50 815,880 118,046,681 32,058,281
2,549,650.89 831,709 117,175,646 32,549,496
2,529,289.14 838,759 108,681,990 33,142,118
TRUST ACCOUNT
(Mil. TZS)

48,450.00
141,270.00

195,421.78
205,142.71
208,320.11
210,993.05
215,743.80
250,854.50
240,583.40
243,297.51
301,811.25
255,228.47
288,288.56
293,521.25

297,910.81
301,623.60
314,191.46
308,754.02
321,266.00
332,889.37
329,082.78
338,360.48
362,129.61
448,305.89
445,303.50
450,957.09

448,301.39
452,161.79
452,001.72
448,215.42
432,867.47
451,781.35
523,972.91
539,258.80
532,805.56
559,014.97
561,184.54
583,773.01

544,165.39
568,654.67
569,133.66
583,853.12
600,337.12
604,551.15
622,689.91
612,161.21
627,286.44
644,340.56
628,311.81
665,660.67

631,021.05
620,786.49
649,740.53
627,416.13
607,801.44
655,543.34
661,776.09
700,048.62
686,365.18
669,545.13
701,470.20
720,040.51

684,437.47
701,109.68
722,068.56
713,304.20
711,802.32
772,039.78
755,274.30
 761,212.74
770,993.29
758,682.15
764,593.68
780,422.18

766,340.44
745,283.12
775,589.60
761,502.66
764,736.83
806,803.43
804,893.13
823,103.23
805,115.31
815,034.92
885,892.62
856,510.04

815,765.46
841,312.87
802,371.38
857,963.17
872,227.33
902,811.73
942,309.99
925,061.30
939,643.76
984,238.32
992,166.44
1,065,025.14

1,051,071.32
1,093,230.64
1,079,691.03
1,130,688.81
1,151,107.04
1,172,779.83
1,188,592.80
1,156,141.05
1,127,555.39
1,044,581.88
1,048,154.16
1,184,155.16