1 Tray1

Page 1 0000092065 Statement

Account Number Statement Period Page

********65 07/01/24 - 07/31/24 1 of 1

2601 Cambridge Court
Suite 210
Auburn Hills, MI 48326
Account Summary
www.parda.com | 800.860.5640 0000 PRIMARY SHARE $ 1.00
0040 EASY INTEREST CHECKING $ 0.00

MICHAEL S CHRISTENSEN
3920 LATHAM ST
ROCKFORD IL 61103

PRIMARY SHARE (0000)

Starting Balance: $ 1.00 Deposits / Credits: $ 0.00 YTD Dividends: $ 0.00
Ending Balance: $ 1.00 Withdrawals / Debits: $ 0.00

No Activity this Period

EASY INTEREST CHECKING (0040)

Starting Balance: $ -47.11 Deposits / Credits: $ 47.11 YTD Dividends: $ 0.00
Ending Balance: $ 0.00 Withdrawals / Debits: $ 0.00

Transactions
Date Credits Debits Balance Description
07/02 20.00 -27.11 Deposit by Check
07/02 27.11 .00 Deposit

Fee Summary: Month-to-Date Year-to-Date

Overdraft Item Fees $ 0.00 $ 0.00
NSF Item Fees $ 0.00 $ 99.00

Reporting Information for 2024:

Total Dividends Paid Year to Date: $ 0.00 Federally insured by NCUA
 CHECK RECONCILEMENT • • • THIS FORM IS PROVIDED TO ASSIST YOU IN BALANCING YOUR CHECKING ACCOUNT
PERIOD ENDING
CHECK CHECK
AMOUNT AMOUNT 20______
NUMBER NUMBER
1. SUBTRACT FROM YOUR CHECK REGISTER ANY CHARGES
LISTED ON THIS CHECK STATEMENT WHICH YOU HAVE NOT
PREVIOUSLY DEDUCTED FROM YOUR BALANCE, ALSO ADD
ANY DIVIDEND.
2. ENTER CHECK BALANCE
SHOWN ON THIS $
STATEMENT HERE
3.
$
ENTER DEPOSITS
MADE AFTER THE
ENDING DATE ON $
THIS STATEMENT
$

TOTAL
$
(2 PLUS 3)
4. IN YOUR CHECK REGISTER CHECK OFF
ALL CHECKS PAID AND IN THE AREA
PROVIDED AT THE LEFT LIST THE
CHECK NUMBERS AND AMOUNTS OF
ALL UNPAID CHECKS.

5. SUBTRACT THE TOTAL

$
OF UNPAID CHECKS
6. THIS AMOUNT SHOULD
EQUAL YOUR CHECK $
TOTAL REGISTER BALANCE

IF YOU DO NOT BALANCE

(1) VERIFY ADDITIONS AND SUBTRACTIONS – ABOVE AND IN YOUR CHECK REGISTER
(2) COMPARE THE DOLLAR AMOUNTS OF CHECKS LISTED ON THIS STATEMENT WITH THE CHECK AMOUNTS LISTED IN YOUR CHECK REGISTER
(3) COMPARE THE DOLLAR AMOUNTS OF DEPOSITS LISTED ON THIS STATEMENT WITH THE DEPOSIT AMOUNTS RECORDED IN YOUR CHECK REGISTER

HOW TO COMPUTE YOUR FINANCE CHARGE

The balances of a line of credit loan account at the beginning of the statement period, after each new loan advance (if any), after each payment or credit (if any), and at the
end of the statement period are shown in the column “Balance Subject to Interest Rate”. Each such balance figure is determined by adding to the last prior balance of a
loan account the amount of a new advance on that account, or by deducting from such last prior balance the part of a loan payment or credit on that account that is
allocated to reduction of principal. The FINANCE CHARGES shown on the statement accrued from the date of the last payment and are computed by multiplying the daily
periodic rate in effect for that period times each such balance figure during that period times the number of days that figure is outstanding during the period that daily
periodic rate was in effect and are deducted directly from each payment. The daily periodic rate and the annual percentage rate for loan accounts marked with a ** are a
variable rate which may change.

YOUR BILLING RIGHTS – KEEP THIS NOTICE FOR FUTURE USE

This notice contains important information about your rights and our responsibilities After we receive your letter, we cannot try to collect any amount you question, or
under the Fair Credit Billing Act. report you as delinquent. We can continue to send statements to you for the
amount you question, including finance charges, and we can apply any unpaid
NOTIFY US IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR STATEMENT.
If you think your statement is wrong or if you need more information about a amount against your credit limit. You do not have to pay any questioned amount
transaction on your statement, write to us on a separate sheet at the address listed while we are investigating, but you are still obligated to pay the parts of your
on your statement. Write to us as soon as possible. We must hear from you no later statement which are not in question.
than 60 days after we sent you the first statement on which the error or problem
appeared. You can telephone us but doing so will not preserve your rights. If we made a mistake on your statement, you will not have to pay any finance
charges related to any questioned amount. If we didn’t make a mistake, you may
In your letter give us the following information: have to pay finance charges, and you will have to make up any missed payments
• Your name and account number. on the questioned amount. In either case, we will send you a statement of the
• The dollar amount of the suspected error. amount you owe and the date on which it is due.
• Describe the error and explain, if you can, why you believe there is an
error. If you need more information, describe the item you are not sure If you fail to pay the amount, we think you owe, we may report you as delinquent.
about. However, if our explanation does not satisfy you and you write to us within ten days
YOUR RIGHTS AND OUR RESPONSIBILITES AFTER WE RECEIVE YOUR telling us that you still refuse to pay, we must tell anyone we report you to that you
WRITTEN NOTICE. We must acknowledge your letter within 30 days, unless we have a question about your statement. And we must tell you the name of anyone
have corrected the error by then. Within 90 days, we must either correct or explain we reported you to. We must tell anyone we report you to that the matter has been
settled between us when it finally is.
why we believe the statement was correct.

IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS

Telephone us at one of our Local Office as soon as you can if you think your statement is wrong or if you need more information about a transfer listed on the statement.
We must hear from you no later than 60 days after the FIRST statement on which the problem or error appeared.
(1) Tell us your name and account number.
(2) Describe the error or the transfer you are unsure about. Explain as clearly as you can why you believe there is an error or why you need more information.
(3) Tell us the dollar amount of the suspected error.
(4) Complete and sign the required dispute form.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will recredit your account for the amount you
think is in error so you will have use of the money during the time it takes us to complete our investigations.

FEDERALLY INSURED BY THE NCUA

EQUAL HOUSING LENDER REV: 4/2020