Crom Ard
Crom Ard
Crom Ard
Offer Construct for Credit Cards Full Swipe, Credit Cards EMI and Debit Cards EMI
Flat Rs. 1,500/- instant discount on MTV of Rs. 20,000/- & above on CC Non EMI
Flat Rs. 2,000/- instant discount on MTV of Rs. 20,000/- & above on CC EMI
Flat Rs. 3,000/- instant discount on MTV of Rs. 50,000/- & above on CC Non EMI
Flat Rs. 3,500/- instant discount on MTV of Rs. 50,000/- & above on CC EMI
Flat Rs. 4,000/- instant discount on MTV of Rs. 75,000/- & above on CC Non EMI
Flat Rs. 4,500/- instant discount on MTV of Rs. 75,000/- & above on CC EMI
Flat Rs. 6,000/- instant discount on MTV of Rs. 1,00,000/- & above on CC Non EMI
Flat Rs. 10,000/- instant discount on MTV of Rs. 1,00,000/- & above on CC EMI Flat
Rs. 26,000/- instant discount on MTV of Rs. 2,60,000/- & above on CC EMI
Things to remember
3. For Offline Stores, use Kotak Credit and Debit card to be eligible for Instant Discount. Instant
discount will be adjusted against the invoice amount at the time of transaction.
1. This offer is from Kotak Mahindra Bank Limited (“Bank”) under an arrangement with Croma
(“Merchant”) and is open to all residents of India holding a valid and current Kotak Debit/Credit
Card (“Cardholder”).
2. Offer is valid from on all days during the offer period: 23rd Jan’25 to 26th Jan’25
3. Offer is valid only if 'Instant Discount' is mentioned on charge slip. Customers are requested to
retain charge slip for 180 days post offer end date.
4. Offer is limited to 1 Transaction per card, per payment method in the offer period
5. Offer is valid on select categories, brands and products and is at the discretion of IRL / Croma
6. Offer is valid on add-on cards
7. Delinquent and over-limit Kotak Credit Card members will not qualify for this Offer.
8. Offer is not valid on Myntra Co-brand Credit cards and Indigo Co-brand Credit Cards 9. Offer is not
valid on B2B and Corporate Credit Cards
12. Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these
terms and conditions, general terms and conditions of the Bank and terms and conditions of the
Merchant in relation to the Offer before availing the Offer. Bank merely facilitates its Customers
to avail the Offer and it is in no way concerned or connected in respect of the terms and conditions
of Merchant.
13. The Bank and Merchant, reserve the right to disqualify any Customer from the benefits of the
Offer if any fraudulent activity is identified as being carried out for the purpose of availing the
benefits under the Offer.
14. Bank and Merchant reserve the right, at any time, without prior notice and without assigning any
reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions
or to replace, wholly or in part this Offer by another offer whether similar to this Offer or not or
to extend or withdraw this Offer altogether.
15. The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or
inadequacy in the services rendered by Merchant, its agents or representatives and the Customer
hereby understands, acknowledges and agrees not to hold the Bank responsible or liable for, any
losses, damages, costs, charges, expenses, claims (whether direct or indirect), actions or demands
suffered by the Customer in relation to availing the benefits under the Offer.
16. The Bank holds out no warranty and makes no representation about the quality, delivery or
otherwise of the goods and services offered by Merchant. Any issue, dispute, or claim arising out
of or in relation to availing the benefits under the Offer must be resolved by the Customer directly
with Merchant by calling @ 1800 102 2777 without any reference to the Bank , or use the link
https://www.croma.com/helpAndSupport without any reference to the Bank.
17. The decision of the Bank and Merchant in all matters in connection with and incidental to this
Offer is final and shall be binding on all persons.
18. Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise
relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in
Mumbai.
19. Offer is for one time use only and cannot be clubbed with any other Offer.
20. All taxes, duties, levies or other statutory dues and charges payable in connection with the
benefits of the Offer shall be borne solely by the Customer and the Bank will not be liable in any
manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.
21. This offer cannot be clubbed with any other ongoing offer from OEM, Brand, Croma or Kotak Bank.