The Financial Problem Among Ump Students

Group Members
Mohd Khairun Najmi B. Md Said

Mohamad Zulhelmi B. Man
Izzat Hafifi B. Ahmad Ariza
THE FINANCIAL PROBLEM
AMONG UMP STUDENTS
WHY FINANCIAL MANAGEMENT
SO IMPORTANT
Background
Financial management is about how we manage our
money.
Problems of financial management
Students are one of the communities affected by this
problem
Conduct this research in Universiti Malaysia Pahang
(UMP)
Research Objectives
To determine whether FSKKPs students plan
their finances for each semester.

To identify the main causes of financial problem
among FSKKPs students.

To compare financial management strategies
between male and female students.

Research Questions
How do the FSKKP students manage their
finances?

What are the causes of financial problem among
FSKKP students?

What is different between male and female
students in manage their finances?

How do the FSKKP students manage their
finances?

Finance Management Tendencies

Financial Budgets

Attitude

What are the causes of financial problem among
FSKKP
students?

The Influences of Family Members

Failed To Manage Their Financial Properly

Female or Male

Financial Planning

Debts Management

Conclusion
Student should know about financial knowledge
Make a good planning in manage money
Try to manage finance

INTRODUCTION.
What you can conclude from this picture about financial problem?
PRESENTATION OUTLINE:
Introduction
Setting
Instrument
Procedure
Data analysis
conclusion

SETTING.
The distributions of questionnaire are as follow:
COURSE MALE FEMALE TOTAL COLLECT
BCN 15 15 30 27
BCS 15 15 30 23
BCG 15 15 30 27
DCS 10 10 20 18
TOTAL = 110
INSTRUMENT
questionnaire
dichotomous questions multiple-choice questions scale questions
PROCEDURE
Know our RQ Find questionnaire Approve Sent out questionnaire
Collect the questionnaire
Complete and go to next step
DATA ANALYSIS
Determine variable and respondents
Transfer in Microsoft Excel
Show in graph
CONCLUSION
We can see
how many
respondents:
Manage their finance properly
main causes of financial problem comparison between female and males
Introduction
Presentation Outline

1) Introduction
2) Findings and discussion for RQ 2
3) Findings and discussion for RQ 3
4) Conclusion (RQ 1, RQ 2, RQ 3)
5) Recommendation
6) Presentation Conclude
FINDINGS AND
DISCUSSION
(RQ 2)
Main Causes of Financial
Problem

Student that Face Financial Problem
YES NO
Problem
Discussion
- College students have many causes of
financial problem (Mohd Fazli et. al, 2008 )
Problem

Causes of Student Financial
Problems
0
5
10
15
20
25
30
35
40
45
YES
NO
Problem
Discussion
- The problem mean scores were as
follows: uncertain about where money is spent
(2.58), buying unnecessary things (2.36), lend
money to friends (2.27), and skip meals to
save money (2.17). (Mohd Fazli et. al, 2008 )

FINDINGS AND
DISCUSSION
(RQ 3)
Gender Comparison in Financial
Management
0
5
10
15
20
25
30
35
Not Sure At All Not Too Sure Somewhat Sure Very Sure
Male
Female
Rate Feeling among The Students in Managing Their Financial
Management
Discussion
- Women generally have less enthusiasm for,
lower confidence in, and less willingness to learn
about personal finance topics than men do.
(Chen and Volpe, 2002)

Management
0
5
10
15
20
25
30
35
40
45
50
Male Female
Yes
No
Record Monthly Expenses
Management
Discussion
- compared to male students, female
students were more likely to have a written
budget, plan their spending, keep bills and
receipts and save regularly. (Hay hoe et al. ,
2000).

CONCLUSION
AND
RECOMMENDATI
ON
Conclusion
Students Financial Planning (RQ 1)
- Student do not follow their financial planning.

Main Causes in Financial Problem (RQ 2)
- Majority of FSKKP students have financial
problem with several causes that more
familiar such as buying studies materials,
buying unnecessary things and the high cost
of living.

Conclusion
Gender Comparison in Financial Management
(RQ 3)
- The level of confidence with themselves for
male students are higher than female
students in manage their finances. However,
female students are better than male students
in keep financial records or plan their
finances.

Recommendation
Universities or college need to provide basic
financial management knowledge and skills
before graduates enter the job market which
can be beneficial for them so they will be
enable to manage their income effectively and
efficiently.
As a Conclusion
Majority of FSKKPs students have financial
problem and did not follow their financial
planning.
Male student are more confident in manage
their financial.
Female students are better in plan their
budget.

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Group Members

Mohd Khairun Najmi B. Md Said

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